Built to Let Your Money Earn For You

Democratising Investments

13Karat is a P2P-enabled Invest-Tech platform owned by Sqrrl Fintech Pvt. Ltd., a group company of Aeries Financial Technologies. 13Karat partners with RBI-registered P2P NBFCs namely Lendbox and RupeeCircle to manage the funds deposited by the investors. Through this partnership, the invested amount finds its way into a hyper-diversified pool of credit-worthy borrowers, carefully sourced by the two NBFCs.

Earn up to 13% returns per annum with 13Karat with the flexibility to invest as little as Rs 500. With multiple high-return investment products on offer, 13Karat provides investors with features like auto-invest, zero investment fees, and monthly interest payouts. 13Karat empowers retail investors to maximize the potential of their investments by providing a smarter way to make their money work for them. It achieves this by prioritizing a prudent approach to mitigate risk through hyper-diversification. As a result, investors can invest with confidence and earn inflation-beating interest rates of up to 13 percent per annum, surpassing conventional, low-yield investment options such as FDs and corporate bonds.

Switch to the Better!

Start Small or Go Big

Start with a small amount with as little as Rs 500 or go as high as Rs 50 lakh!

Auto Roll Over

Seamlessly reinvest your money at maturity by opting for automatic rollover.

No Investment Fee

There are no hidden charges or investment fees. We keep your transactions completely transparent.

Monthly Interest Payouts

Interests are added on a monthly basis on your deposits and are available to withdraw at maturity based on the investment plan.

Quick Bank Deposit*

Get the money deposited in your bank account instantly at maturity.

Zero Charges

We believe in transparency, so you won't incur any charges for depositing or withdrawing your funds

*Redemption may take upto 3 business days

Join 1.2 Million +
People Who Trust Us With Their Money

13Karat Partners With Established RBI-Registered P2P NBFCs

₹ 2,200 Cr

in total

₹ 1,200 Cr

in AUM

₹ 325 Cr

disbursed in

Trusted by

1.5 lakh

Over 12 Lakh

KYC verified


₹ 50,000

worth of investments done every minute