13Karat Fixed-Term Investment Plan

Your new-age investment alternative investment option!

For once higher returns and peace of mind can come together. The 13Karat Fixed-term Investment Plan is the perfect way to grow your wealth through the magic of compounding. All you’ve got to do is invest for a fixed term of 6 months and watch your wealth grow!

Tera Karo!

Earn up to

13% Per annum

Maximize your earnings by up to 13% per annum! If you're serious about investing, it's time to seize higher returns. Get ready to boost your investment gains!

Investment Tenure:

6 Months

Your investment will be locked in for a duration of 6 months with the option to automatically roll over at maturity.

Still looking for reasons to invest? We have many!

Start with ₹ 500

You can start with a minimum investment of ₹500. And there’s no upper limit!

Auto Roll Over

Seamlessly reinvest your money after 6 months by opting for automatic rollover.


Enjoy Tax Advantages on your withdrawals as there will be no TDS cuts!

No Investment Fee

There are no hidden charges or investment fees, your investment is completely transparent.

Monthly Interest Payouts

Earnings are added on a monthly basis to your account and are available to withdraw based on the investment plan.

Instant Bank Deposit

Get the money deposited in your bank account instantly at maturity, without any unnecessary delays.

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Easily Calculate Your Returns Like A Pro

Amount Invested


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What is the 13karat 13% Investment Plan (6 Months)?

The 13karat 13% Investment Plan is a great way to invest your money in a P2P investment and earn a high return of up to 13% per annum. As the plan has a lock-in period of 6 months, your money will remain invested for this specific period. If you wish to put your money in a safe place where it can grow quickly and securely, then this investment strategy is certainly for you.

What Are the Benefits of the 13karat 13% Investment Plan

  • High Returns: With the 13karat 13% Investment plan, you can earn a return of up to 13% per annum. That’s much better than a regular savings account.
  • Short Term: This is a 6 months investment plan, and this means you do not have to wait too long to get your earnings.
  • Start Small: The best part of investing in this plan is that you can start with as little as ₹500. Hence, you do not need a lot of money to start your investment journey.
  • Automatic Reinvestment: After staying invested for 6 months, you can choose to reinvest your money automatically.
  • No Hidden Fees: There are no extra processing charges or fees. With 13karat, everything is clear and straightforward.
  • Monthly Earnings: You also earn interest every month on the money you have invested in the 13% investment plan.
  • Quick Access: At the end of the investment period, your money is quickly deposited back into your bank account.

Importance of Investing in a 13% Investment Plan

Investing in the right plan is important because it helps your money grow safely. A good investment plan, like the 13karat 13% Investment Plan, offers high returns and is easy to understand. It helps you reach your financial goals, whether you are saving for something big or just wish to see your money grow.

Documentation Needed for Investing in the 13% Investment Plan

To start investing with the 13karat 13% Investment Plan, you need to provide the following documents:

  • ID Proof: Aadhar card, passport, or driver’s licence to verify your identity.
  • PAN Card: Required for tax purposes.
  • Bank Details: Your bank account information
  • Application Form: Fill out a form with your personal details and investment amount.

Step-by-Step Guide: How to Start Investing with 13 karat’s 13 Percent Plan

  • Step 1: Download the 13karat Mobile App: Go to the Google Playstore or App Store and download the 13karat app.
  • Step 2: Sign Up or Log In: Create a new account or log in if you already have one.
  • Step 3: Fill Out the Form: Complete the application form with your personal and bank details.
  • Step 4: Upload Documents: Submit your ID proof, PAN card, and other required documents.
  • Step 5: Deposit Money: Transfer the amount you wish to invest.
  • Step 6: Confirm Investment: Review your details and confirm your investment.
  • Step 7: Start Earning: Begin earning monthly interest on your investment.

Don’t want to wait for 6 months?
Check out 12Karat Plan

What is the 13karat 13 Percent Interest Rate Plan?

13karat 13% plan is a 6-month P2P investment plan where you can earn up to 13% per annum on your invested money.

How does the 13karat 13 Percent Interest Rate Plan work?

You can start investing in the 13% Investment Plan with a minimum amount of ₹500 for 6 months, and earn an interest on this investment every month. When the total term of investment is over, the total amount, including your earnings, is deposited into your bank account. You can also choose to reinvest the earned money automatically.

What are the benefits of investing in the 13karat 13 Percent Interest Rate Plan?

  • High returns of up to 13% per annum
  • Short 6-month investment period
  • A low minimum investment of ₹500
  • No hidden fees
  • Regular interest earnings

What is the minimum investment required for the 13karat 13 Percent Interest Rate Plan?

You can start investing in this plan with as little as ₹500.

How can I start investing in the 13karat 13 Percent Interest Rate Plan?

Download the 13karat mobile app, sign up or log in, choose the 13% Investment Plan, fill out the form, upload the required documents, deposit your money, and confirm your investment.

Is P2P lending safe in India?

Though the regulations with P2P lending in India are less, the regulatory measures by the Reserve Bank of India guarantee safety and transparency in the P2P lending system. That’s one of the reasons P2P lending has become a popular investment avenue in India. Moreover, on P2P platforms, investors can evaluate the profile of borrowers and pull out other required details to reduce the risk of defaults.

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