12Karat Fixed-Term Investment Plan

Shorter investment period, higher returns annually.

Grow your wealth while maintaining liquidity with the 12K Fixed-Term Investment Plan. Our 3-month investment plan is meticulously designed to provide attractive returns and unparalleled flexibility. Ideal for those seeking higher interest rates within a shorter investment tenure, this short-term investment plan ensures you make the most of your financial opportunities.

Why is 12K perfect for you?

Earn Up to

12% p.a.

Watch your investments grow steadily at a remarkable 12% p.a., reaching your financial goals faster and maximizing opportunities.

Investment Tenure:

3 Months

Enjoy short-term investing with a 3-month tenure. Grow wealth, stay liquid, and seize financial success.

Still looking for reasons to invest? We have many!

Start with ₹500

You can start with a minimum investment of ₹500. And there’s no upper limit!

Auto Roll Over

Seamlessly reinvest your money after 3 months by opting for automatic rollover.


Enjoy Tax Advantages on your withdrawals as there will be no TDS cuts!

No Investment Fee

There are no hidden charges or investment fees, your investment is completely transparent.

ZERO Charges

We believe in transparency, so you won't incur any charges for depositing or withdrawing your funds.

Instant Bank Deposit

Get your money deposited in your bank instantly at maturity, without any unnecessary delays.

Experience the benefits of short-term
investing with 12K!

Want even higher returns?
Check out 13Karat Plan